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California Surplus Lines Market Index

This index (MCat Index) represents the relative high-level California Surplus Lines market health over time. It is the average premium amount per policy for various periods for all coverages combined.


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  Index % Change Median Standard Deviation
This Year to Date $10,433 -1.5% $1,450 $104,437
Last Year $12,078 15.6% $1,580 $115,058
Last Month* $7,675 0% $1,418 $58,819

* Last Month % Change is the difference between the last closed-out month (February 2017) and the same month in the previous year.
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Month MCAT Value Median Standard Deviation Rolling Average
February 2016 $10,767 $1,502 $0 $10,622
March 2016 $9,059 $1,430 $0 $10,602
April 2016 $10,523 $1,654 $0 $10,666
May 2016 $10,763 $1,694 $0 $10,674
June 2016 $14,688 $1,687 $0 $10,821
July 2016 $8,032 $1,343 $0 $10,263
August 2016 $22,696 $1,791 $0 $11,457
September 2016 $10,121 $1,540 $0 $11,258
October 2016 $15,171 $2,000 $0 $11,574
November 2016 $14,394 $1,500 $0 $11,859
December 2016 $11,195 $1,490 $0 $11,850
January 2017 $7,714 $1,359 $0 $11,619
February 2017 $7,675 $1,418 $0 $11,345
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Coverage Type Rolling
12 Months
Average
Last Month
Median
Last Month
Std. Deviation
Last Month
$10,434 $10,921 $994 $121,631
AUTOMOBILES $15,810 $7,468 $1,308 $31,341
AVIATION $79,565 $21,740 $4,233 $32,651
COMMERCIAL PROPERTY $8,763 $6,306 $1,316 $78,428
CRIME $6,623 $6,219 $73 $42,353
EXCESS LIABILITY $40,312 $15,631 $3,288 $58,985
PROFESSIONAL LIABILITY/ERRORS & OMISSION $20,318 $14,704 $4,236 $76,765
FIRE & ALLIED LINES $12,409 $8,092 $1,715 $56,661
FIDELITY, SURETY & BONDS $14,797 $11,497 $2,282 $30,657
GARAGE $3,134 $2,894 $1,440 $5,589
GENERAL LIABILITY $8,007 $5,964 $1,017 $43,311
INLAND MARINE $5,429 $4,201 $767 $22,752
MALPRACTICE $16,597 $14,760 $2,506 $55,001
MISCELLANEOUS $12,532 $7,204 $772 $53,132
WORKER'S COMPENSATION $537,272 $1,113,821 $1,113,821 $0
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  Last Year 2015 2014 2013 2012
Index Value $12,078 $10,444 $10,867 $10,681 $10,231
Percent Change 15.6% -3.9% 1.7% 4.4% N/A
Median $1,580 $1,500 $1,500 $1,361 $1,250
Standard Deviation $115,058 $233,661 $103,735 $109,336 $88,562