Skip To The Main Content

California Surplus Lines Market Index

This index (MCat Index) represents the relative high-level California Surplus Lines market health over time. It is the average premium amount per policy for various periods for all coverages combined.


Swipe the table to scroll.
  Index % Change Median Standard Deviation
This Year to Date $9,542 -4.9% $1,400 $255,887
Last Year $12,068 15.5% $1,580 $115,034
Last Month* $13,016 0% $1,500 $470,263

* Last Month % Change is the difference between the last closed-out month (March 2017) and the same month in the previous year.
Swipe the table to scroll.
Month MCAT Value Median Standard Deviation Rolling Average
March 2016 $9,059 $1,430 $0 $10,603
April 2016 $10,519 $1,654 $0 $10,666
May 2016 $10,764 $1,695 $0 $10,674
June 2016 $14,689 $1,687 $0 $10,822
July 2016 $8,032 $1,343 $0 $10,264
August 2016 $22,699 $1,791 $0 $11,458
September 2016 $10,075 $1,540 $0 $11,256
October 2016 $15,154 $2,000 $0 $11,570
November 2016 $14,343 $1,500 $0 $11,851
December 2016 $11,194 $1,490 $0 $11,841
January 2017 $7,705 $1,358 $0 $11,609
February 2017 $7,672 $1,420 $0 $11,335
March 2017 $13,016 $1,500 $0 $11,557
Swipe the table to scroll.
Coverage Type Rolling
12 Months
Average
Last Month
Median
Last Month
Std. Deviation
Last Month
$9,973 $6,128 $626 $33,529
AUTOMOBILES $24,373 $78,624 $2,617 $2,565,030
AVIATION $86,995 $57,024 $31,634 $75,160
COMMERCIAL PROPERTY $9,007 $8,372 $1,545 $61,884
CRIME $4,890 $1,633 $80 $8,873
EXCESS LIABILITY $39,176 $24,116 $3,500 $132,872
PROFESSIONAL LIABILITY/ERRORS & OMISSION $20,641 $19,571 $4,850 $81,182
FIRE & ALLIED LINES $12,674 $12,450 $1,641 $96,582
FIDELITY, SURETY & BONDS $16,282 $27,775 $3,456 $119,097
GARAGE $3,054 $3,392 $1,734 $6,943
GENERAL LIABILITY $8,018 $7,738 $1,014 $64,443
INLAND MARINE $5,516 $5,332 $734 $49,289
MALPRACTICE $16,842 $23,252 $2,750 $277,509
MISCELLANEOUS $13,553 $19,125 $772 $112,698
WORKER'S COMPENSATION $421,218 $337,346 $63,152 $635,962
Swipe the table to scroll.
  Last Year 2015 2014 2013 2012
Index Value $12,068 $10,444 $10,867 $10,681 $10,231
Percent Change 15.5% -3.9% 1.7% 4.4% N/A
Median $1,580 $1,500 $1,500 $1,361 $1,250
Standard Deviation $115,034 $233,667 $103,735 $109,336 $88,562